Fortune Sacco Kenyan Jobs in Kirinyaga County

Fortune Sacco is a rural based Sacco licensed by SASRA operating across Kirinyaga County.

In order to consolidate our growth and as a result of expansion in our branch network, we are desirous of recruiting suitable persons into the following vacancies:-

Micro Credit Manager

Reporting to the Branch Operations Manager, the person will be required to perform the following key tasks:-

Key Tasks

• Setting up an appropriate model and structures for micro and group lending.
• Facilitate refining existing as well as development of new micro credit products..
• Marketing of products in the area of operation.
• Training of all Micro credit customers on the Sacco lending policies, culture and such skills as basic financial management.
• Facilitate recruitment and registration of clients in existing and new groups.
• Loan disbursements and deposit mobilization that meet defined growth and quality targets.
• Preparation of periodic performance reports.
• Responsible for collating information on clients.
• Maintain quality portfolio by ensuring proper loan appraisal, effective monitoring and aggressively follow up accounts in arrears.

Qualifications and experience:

• Have a bachelor’s degree in a business related field.
• A diploma in microfinance will be an added advantage.
• Have knowledge in group and individual lending.
• At least two (2) years experience in a similar or related position.
• Have good knowledge of the micro-finance industry and practices.
• Should not be more than 37 years old.
• Possession of a driving license will be an added advantage.

Branch Manager

Reporting to the Branch Operations Manager, the person will be required to perform the following key tasks:-

Key Tasks

• Coordinating day to day operations of the branch.
• Driving business growth of the branch to meet key targets.
• Provide leadership direction, supervision and pace to the branch staff.
• Manage and control branch expenditure within agreed budgets.

Qualifications

• Degree in Co-operative management/banking/business administration or in a business related field.
• CPA/ACCA.
• Minimum (2) years experience in a management level preferably in SACCO or banking environment.
• Excellent data analysis, management and reporting skills.
• He or she should be conversant with spreadsheets and word processing packages.
• Not more than 35 years of age.
• Possession of a driving license will be an added advantage.

Credit Officers
Reporting to the credit supervisor, the incumbent will be responsible for appraisals, monitoring and follow up of loans to clients as well as for ensuring assigned portfolio grows and is of acceptable quality.

Key Tasks

• Loan appraisals.
• Marketing of Sacco credit products to ensure growth of healthy loan book.
• Collating information on borrowers.
• Monitoring of individual borrowers to ensure installments are up to date.
• Receive potential clients and conduct an initial appraisal.
• Maintain quality portfolio by aggressively follow up accounts in arrears as specified and do regular call visits to all borrowing clients.

Qualifications

• Have a minimum of a Diploma in business admin/co-operative management.
• Professional qualifications in Credit management (KNEC/KASNEB/ACIB) will be an added advantage.
• At least two (2) years experience in a similar or related position.
• Have good knowledge of the micro-finance industry and practices.
• Should not be more than 35 years old.
• Possession of a driving/motor cycle riding license will be an added advantage.

Interested and qualified candidates should send their application with CV and other testimonials via email to Human Resource (hr@fortune.co.ke) not later than 2nd November 2012.